Build instant payments, not instant fraud
Protect your customers and your reputation from authorized push payment fraud.
Build instant payments, not instant fraud
Protect your customers and your reputation from authorized push payment fraud.
APP fraud requires faster action and broader context
Authorized push payment (APP) fraud is rising fast. Traditional transaction monitoring systems aren’t built to stop it. They act too late, miss social engineering signals, and can’t see the full picture.
Preventing scams means stopping fraudulent activity in real time, from account opening through to money movement (without adding friction for legitimate customers).
Prevent reputation damage by identifying and stopping inbound fraud transactions.
Map out money flows and increase your risk coverage with advanced behavioral and network analytics and counterparty data from Experian.
APP fraud defense regardless of fincrime typology
Victim-side red flags
Romance scams
Investment scams
Business email compromise
Account takeovers
New devices/locations
Perpetrator-side red flags
Initial mule "catch" accounts
Layering dispersion accounts
Dormant mule accounts
Exit or cash-out activities
Resistant transactions
Our 80+ off-the-shelf AI models unlock the value in your existing tech stack, detecting advanced fraud and money laundering behaviors in under 50 milliseconds (before transactions occur) without adding new screens or retraining your staff.
Resistant Transactions helps several roles in the APP fraud use case:
- Fraud analysts. Identify and block unauthorized payment requests and suspicious account activity before funds are transferred.
- Payment operations teams. Streamline transaction reviews with AI-driven alerts, reducing manual workload and false positives.
- Customer service representatives. Quickly verify potential APP fraud cases and assist customers with timely intervention and resolution.
- Risk management officers. Monitor evolving APP fraud tactics and adjust controls to minimize financial exposure.
- Compliance officers. Ensure regulatory adherence by maintaining robust detection and reporting mechanisms for payment fraud.
- IT and security teams. Integrate AI-powered fraud detection seamlessly into payment platforms while protecting data privacy and system integrity.