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How LYNK Capital supercharged their fraud detections
Private mortgage lender LYNK Capital slashed their fraud detection time from days to minutes, enhancing security, operational efficiency, and loan buyer confidence.
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75% Less fraud
2 min Detection time
"We’re catching a lot of things that may otherwise get missed. Having this level of confidence in making decisions is not something that we would ever give up." Dee Toal-Brothers LYNK Capital CEO
LYNK Capital
  • American private mortgage lender specializing in loans for real estate investors.
  • Operating in 32 states

Needs
  • Faster fraud detection
  • Evidence to back underwriter suspicions
  • Maintain clean files at scale
Problem Rising document volumes and increasingly sophisticated fraud made manual reviews and reliance on underwriters’ instincts unsustainable. Solution Resistant AI’s document fraud detection cut fraud detection and resolution from days to minutes, giving underwriters clear proof of document tampering and enabling confident, timely loan processing. Related products

Brazen document fraud on the rise

With expanding operations, the complexity and volume of documentation increased and brought with it a significant challenge: detecting fraudulent documents efficiently. And as fraudsters became more sophisticated, relying on manual reviews proved inadequate.

“Typically, it could take a couple of days to come to a decision, getting everyone from the loan officer to management onboard"
Sarah_Smith_Operations_Manager_LYNK
Sarah Smith Operations Manager at LYNK Capital

 

With frauds harder to detect visually, instinct kicks in — and a well-trained underwriter’s instinct will usually be right. 

But suspicion alone is not enough, and being wrong could severely damage long-term relationships with potential borrowers who might end up going to the competition. In those cases, getting alignment internally on the decision could take time. 

It was clear they needed a more efficient solution to maintain their high standards and protect against fraud.

Giving the fraud stoppers a new weapon

Resistant AI's document fraud detection enhanced their fraud detection capabilities, and transformed their operations, increasing processing times while maintaining high standards of accuracy. 

The AI system also provided the team with concrete proof of document alterations, which was crucial for convincing other stakeholders within the organization, but also fortified their confidence in identifying and addressing fraud.

"We like to think that we are pretty good at detecting when people edit the documents. [But] I love being able to go back to the loan officer and say, 'Hey, this bank statement we suspected is, in fact, fraudulent, and here's how we move forward.'"
Sarah_Smith_Operations_Manager_LYNK
Sarah Smith Operations Manager at LYNK Capital

 

Efficiency gains and strengthened relationships

The efficiency gains were significant, with the detection and resolution of fraudulent activities reduced to minutes. Teams were able to make confident decisions in seconds, rather than days. This speed was crucial in maintaining their operational flow and ensuring timely processing of loans.

The combination of enhanced security, increased efficiency, and robust validation streamlined their processes and fortified their reputation for delivering high-quality, secure loan files.

Resistant AI also strengthened LYNK Capital's relationship with their loan buyers:

"Letting our loan buyers know that we also have this additional net to catch fraud gives them a higher level of confidence in the loans they're purchasing from us.'"
Dee_Toal-brothers_CEO_Lynk
Sarah Smith LYNK Capital CEO

 

LYNK Capital
  • American private mortgage lender specializing in loans for real estate investors.
  • Operating in 32 states

Needs
  • Faster fraud detection
  • Evidence to back underwriter suspicions
  • Maintain clean files at scale
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Resistant documents

Our document fraud detection software can check your documents for fraud & authenticity in seconds — regardless of what they are or where they came from.

Verify any document for fraud

3x more fraud detected 90% cut in manual reviews 5x faster customer onboarding Thousands saved in seconds
"We wanted something to help us make clearer decisions and catch new tricks. Resistant AI has given our team both."
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